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Terms & Conditions

Last Updated: July 2026

By accessing and using WealthTools.in, you agree to comply with the terms and conditions outlined below. If you do not agree, please exit the site.

1. Educational & Information Purpose Only

All calculators, charts, tables, and blog articles provided on this platform are for **general educational purposes only**. They do not constitute official financial advice, tax counselling, legal advice, or recommendations to buy or sell any mutual funds or securities.

WealthTools.in is not a SEBI-registered investment advisor or financial intermediary. Before making any investment decisions, we highly recommend consulting with a qualified fee-only financial planner.

2. Calculation Estimates & Disclaimers

Our planners model financial growth using standard mathematical formulas for compound interest, inflation adjustments, and tax rates.

  • Actual Market Returns Vary: Mutual fund investments are subject to market risks. Slower or negative returns in early years (Sequence-of-Returns Risk) can significantly change the longevity of a portfolio compared to the straight-line estimates modeled here.
  • Changes in Tax Laws: Capital gains tax calculations are based on the latest available Union Budget provisions (such as the 12.5% LTCG rates). Future modifications to fiscal legislation might change tax outcomes.

3. Limitation of Liability

WealthTools.in provides these calculators on an "as is" and "as available" basis. While we check our formulas for math accuracy, we do not warrant that calculations are free from errors, bugs, or omissions. We will not be liable for any direct or indirect loss or damage resulting from the use of tools, spreadsheets, or content on this site.

4. Intellectual Property

Our online tools, page structure, styles, and custom visual graphics are the intellectual property of WealthTools.in. You may download pre-computed CSV files or screenshots for personal, non-commercial purposes.